Policies

Terms & Conditions

This website and the AI Business Workshop (the "workshop") are operated by Mudita ("we", "us"), with Chirag Jhumkhawala as the trainer. By using this website or registering for the workshop, you agree to these terms.

The workshop

• A live, online workshop held on Zoom in a single session, on the date shown on the website at the time you register.
• It is for owners of running businesses. It is educational and does not replace professional business, legal, tax or financial advice.
• Registration for a batch closes 4 hours before the session starts.

Registration and payment

• The fee is shown on the website and on the payment page. Payments are processed securely by Razorpay. We do not see or store your card or UPI details.
• Your seat is confirmed once the payment succeeds. You will get the joining details on WhatsApp and/or email.
• Please give a correct name, WhatsApp number and email. We are not responsible if you miss joining details because of wrong contact information.

Your conduct

• The seat and the Zoom link are for you only. Please don't share the link or let others join in your place.
• Recording, copying or redistributing the sessions or materials is not allowed without our written permission.
• We may remove anyone who disrupts the session or is abusive, without a refund.

Intellectual property

All content on this website and in the workshop (sessions, slides, documents, templates, calculators and e-books) belongs to us or our licensors. You may use the materials for your own business only.

Changes to the schedule

If we have to change a session's date or time, we will tell you in advance on WhatsApp and/or email and offer you the new dates. If you cannot attend the new dates, see the Refund & Cancellation section.

Limitation of liability

To the extent allowed by law, our total liability for anything related to the workshop is limited to the fee you paid for it. We are not liable for indirect losses, such as loss of profit or business, arising from decisions you make based on the workshop.

Governing law

These terms are governed by the laws of India. Courts in Mumbai, Maharashtra will have exclusive jurisdiction.

We may update these terms from time to time. The version on this page at the time you register applies to your registration.

Privacy Policy

We respect your privacy and process personal data in line with India's Digital Personal Data Protection Act, 2023 and the Information Technology Act, 2000.

What we collect

• Details you give us: name, WhatsApp number, email, and your answers to the questions on the thank-you page (such as your business's revenue range and industry).
• Payment details: handled by Razorpay. We receive the payment status, amount and the contact details entered on the payment page, never your card or bank details.
• Visit details: the advertisement or link that brought you here (such as campaign and ad identifiers), your IP address, browser type, and cookies or similar technologies used to measure our advertising.

Why we use it

• To register you, confirm your payment and send you the joining details and reminders.
• To prepare the sessions for the businesses attending.
• To understand which of our advertisements work, and to improve them.
• To tell you about future programmes. You can opt out at any time by replying "STOP" or writing to us.

Who we share it with

Only with service providers that help us run the workshop, under contract and only for these purposes: Razorpay (payments), Zoom (sessions), WhatsApp (messages), Supabase (secure database, servers in Mumbai), Netlify (website hosting), Meta (advertising measurement), Google (Google Analytics) and Microsoft (Clarity, which records anonymised clicks, scrolls and page movements, with form entries hidden, to help us improve the site). These analytics tools use cookies.. We do not sell your personal data.

How long we keep it

We keep your details for as long as needed for these purposes, and for as long as the law requires us to keep payment and tax records. After that we delete or anonymise them.

Your rights

You can ask us to access, correct or delete your personal data, or withdraw your consent, by writing to the Grievance Officer below. We will respond within the time allowed by law.

Grievance Officer

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Refund & Cancellation

All registrations are final. We do not offer refunds, including if you change your mind, cannot attend, or attend only part of the workshop.

• Can't make your batch? Write to us before the session starts and we'll move you to the next batch once, at no cost. This is not a refund.
• If we cancel or reschedule the workshop and you can't attend any of the new dates we offer, we'll refund your full fee.
• Failed or duplicate payments: if money was deducted but your payment failed, or you were charged twice by mistake, the extra amount is refunded to the original payment method, usually within 5–7 working days.
• Optional add-ons bought on the payment page follow the same no-refund rule, unless their own description says otherwise.

For any of the above, message us on the WhatsApp number your joining details came from, with your name and payment ID. The payment ID is in your Razorpay receipt email.

Delivery

The workshop is delivered online; nothing is shipped. After your payment succeeds, you'll be taken to a confirmation page with the WhatsApp group link. The Zoom joining link and reminders are shared on WhatsApp and/or email before the session. Workshop materials are shared digitally during or after the sessions.

If you haven't received the joining details 24 hours before the session, reply to your Razorpay receipt email or message us on WhatsApp.

Disclaimer

The workshop is for education only. Results depend on your business, your market and how you apply what you learn. Any figures, examples or case studies mentioned on this website or in the sessions are individual results, not a promise or guarantee of what you will achieve.

Testimonials are shared with the permission of the people who gave them, in their own words, lightly edited for length.

AI tools and third-party software discussed in the workshop belong to their respective owners. We are not responsible for their availability, pricing or outputs.

This site is not part of, endorsed by, or associated with Meta (Facebook/Instagram) or Google.